The Guarantee Fund of the Republic of Tatarstan helped to get a micro loan at 1% for business development to an entrepreneur from Kazan

30 November 2021, Tuesday

Entrepreneur from Kazan Ivan Ignatov became the recipient of a preferential microloan "One percent" from the Ministry of Economy of the Republic of Tatarstan. It was possible to get a micro loan on favorable terms due to the guarantee of the Guarantee Fund of the Republic of Tatarstan.

When receiving a micro loan from the Entrepreneurship Support Fund of the Republic of Tatarstan, the entrepreneur needed a deposit money that he did not have. The guarantor was the regional Guarantee fund within the framework of the preferential product "Support-2021", under which the entrepreneur issued a micro-loan on favorable terms and plans to use the funds received for business development - organizing and holding children's holidays.

Individual entrepreneur Ivan has been engaged in organizing children's holidays since 2011. He is a children's animator and organizer of children's parties. He works mainly with shopping malls and trampoline parks. Due to the pandemic restrictions that restrict the operation of entertainment centers and complexes inside the shopping center, he had a 100% drop in revenue. Many orders had to be canceled or postponed indefinitely.

The sphere of organizing holidays began to experience problems immediately after the outbreak of the pandemic. But if in the first wave, the situation was not so alarming, now it has become even more difficult to work because of the forced restrictive measures.

 "I cooperate with many organizations, trampoline parks, shopping centers. Now the entrance to shopping centers is allowed with QR codes.  And trampoline parks are still closed.  I received the main profit from them, and now only single orders are received through social networks," noted Ivan Ignatov.

In order to "restart" the business, the entrepreneur decided to open his space for children's parties. He does not have his own premises; he plans to use a preferential micro-loan at 1% for renting commercial real estate.

According to the entrepreneur, when receiving a loan from a financial institution, he needed collateral to maintain favorable conditions. Ivan did not have his own free funds, the Guarantee Fund for the product "Support-2021" acted as the collateral for the loan. Under the terms of the program, the Fund can provide guarantees of up to 50 million rubles. At the same time, the commission fee for the provided guarantee has been reduced by 2 times (compared to the standard one) - up to 0.5%, and the possibility of deferring payment of remuneration for 6 months is also provided.

Recall that the preferential product can be used by SMEs whose activities are limited by the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated 19.03.2020 No. 208 "On measures to prevent the spread of a new coronavirus infection in the Republic of Tatarstan".

You can submit an application, as well as get advice on the terms of the product on the website of the Guarantee Fund of the Republic of Tatarstan: http://garfondrt.ru /, by phone: 8(843) 293-16-94 or apply for a free consultation to the Unified Lending Center of the Guarantee Fund of the Republic of Tatarstan by number: +7(903)061-40-18.

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