Tatarstan continues to implement a preferential lending program at 3% – "FOT 3.0". As of May 17, banks have satisfied 350 applications from Tatarstan entrepreneurs in the amount of 1.13 billion rubles.
According to the Ministry of Economy of the Republic of Tatarstan, at the moment, entrepreneurs of the republic have submitted 938 applications for attracting concessional financing for a total amount of about 3.4 billion rubles.
Let us recall that the federal program aimed at restoring business from the affected industries and further maintaining employment in these areas was launched on March 9, its implementation will continue until July 1, 2021.
Under the terms of the program, the final rate on a business loan is 3%. The loan is issued for a period of up to 12 months, while during the first half of the year the borrower will not pay the principal and interest on the loan, while in the second half of the year it can be done in equal parts monthly.
Not only small and medium-sized businesses can participate in the program, but also large companies from those industries that have been significantly affected by the pandemic – hotel and restaurant business, cultural sector, tourism, sports and entertainment. Financing at a preferential rate for micro and small enterprises is carried out according to the main or additional OKVED codes, medium and large – only according to the main one.
The amount of the loan is calculated based on the full-time number of employees working in the organization – the minimum wage (12.792 rubles) for each employee for 12 months. At the same time, the maximum loan amount should not exceed 1 million rubles. The loan agreement must be concluded by July 1.
You can apply for preferential financing in one of the 15 banks represented in the Republic of Tatarstan and joined the program: PAO Sberbank, PAO AK BARS BANK, PAO VTB, PAO Promsvyazbank, AO Raiffeisenbank, AO AB ROSSIYA, AO MSP Bank, PAO Bank FC Otkritie, OOO KBER Bank of Kazan, AO Rosselkhozbank, PAO Sovcombank, GPB Bank (AO), AO ALFA-BANK, PAO ROSBANK and AKB Energobank A total of 36 Russian banks have been accredited to participate in the program.
Press service of the Ministry of Economy of the Republic of Tatarstan