Loans on favorable terms are available for self-employed in Tatarstan

SME Bank, a subsidiary bank of the SME Corporation, is increasing the maximum amount of unsecured loans for self-employed entrepreneurs to 1 million rubles. The loan rate is fixed at 7.75% per annum for up to 3 years. The increase in the maximum loan amount will allow self-employed entrepreneurs to expand the range of purchased equipment and improve the quality of services provided.

SME Bank became the first bank in Russia to consider self-employed citizens as a special type of business organization and developed a special loan product for them. The purpose of the loan can be any. It should be noted that earlier the bank worked only with SMEs.

Especially for self-employed entrepreneurs, the SME Bank has provided for a simplified application procedure and a special assessment model, which ensures quick processing of applications and a short list of documents. Thus, to obtain a loan from SME Bank, one need to fill out an online application and a questionnaire through the bank's remote lending system AIS NGS (smbfin.ru), as well as attach certificates from the “My Tax” service. An account for a loan can be opened at any bank.

Among the entrepreneurs already financed by the bank are representatives of various industries. For example, builders take loans to purchase the necessary equipment, carriers - to buy new vehicles, hairdressers - to rent premises and purchase consumables.

Joint Stock Company “Russian Bank for Small and Medium Business Support (SME Bank AO) was established in 1999, 100% of the shares of SME Bank belong to the Joint Stock Company “Federal Corporation for the Development of Small and Medium Enterprises (SME Corporation AO). The bank provides loans to small and medium-sized businesses directly and through an agency scheme, providing Russian entrepreneurs with access to government support programs. More details at www.mspbank.ru